Taxi Cab Accidents
Taxi cabs are becoming less ubiquitous in these days of Uber and Lyft. Nonetheless, there are still plenty of taxis on the street, and accidents with cabs occur every day. As with any claim for negligence, all the elements required to prove a prima facie claim for negligence, (duty, breach, causation, and damages) must be established against a taxi cab driver to be successful. An experienced accident lawyer, like Roger Gelb, can answer that question for you.
A couple of important things to keep in mind when pursuing a claim against a taxi driver, are: (i) their carriers are notoriously slow in responding to notice of claims and (ii) there is typically minimal coverage available. For both of these reasons, it is often necessary to bring in a claimant's own insurer if available. For example, because the taxi insurer often takes weeks to resolve the property damage claim, if a claimant has their own collision coverage available, it is typically wise to use this coverage; if such coverage is not available, be sure the claimant's vehicle, if it is not drivable, is not incurring storage expenses, as these charges are typically not reimbursable. Also, regarding the minimal coverage component - usually available on taxi cabs - if the claimant's injury claim has value in excess of the likely policy limits of the taxi carrier, and the claimant has coverage which exceeds that coverage, it is advisable to consider an under-insured motorist claim.
There are a number of complex issues involved with a taxi cab accident, and therefore it is very important to reach out to Roger Gelb immediately after such an accident.